Money is a Mirror

I love all of these Dave Ramsey daily tips——-especially when they invade my morning Facebook stream and refocus my desire to stay focused with our household budget! I (Litsa) couldn’t decide which one I wanted to reflect upon with you today so I simply chose this one: Money is a mirror that reflects our personal strengths and weaknesses with amazing clarity.

Dave Ramsey clarifies this tip in his book, Financial Peace. He says, “If you are very disciplined, you can be a good savor of money. If you are very selfish or self-centered, you will surround yourself with expensive toys that you cannot afford.” When I read this last night, I didn’t want to get out of bed and look around our home to determine what all was a selfish and self-centered purchase! Thus, I closed my eyes and thought through our personal list: smartphones, IPad, desktop, laptop, laser printer, etc. We all have our lists. Don’t we?

I must say that many of these purchase we could really live without if we were honest with ourselves about how we are handling our money. Other purchases, we use for leisure and business. Thus, they are justified. Nonetheless as I strive to achieve success with our family’s financial goals, I will keep this tip in mind prior to ALL future purchases because I want to model money management for our four year old daughter. I desire that as she watches and learns about finances that she’ll clearly see personal strengths——–needs before wants, savings before splurging, and more.

Litsa @How to Have it All

Litsa is a stay at home mom to a beautiful little girl. She is a native of Greece and now resides in Tennessee. As a former teacher, Litsa wears many hats that it takes to make a home a functioning home!